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When You Lose a Job
What happens when the company you are working for has to do layoffs and you lose a job? If that provided 100% of your income, you still have 100% of your bills, but zero income. What do you do?
Are you Illiterate too?
Recently I ran across a financial literacy test put out by the FINRA Investor Education Foundation based on a survey of 25,000 people. There were only 6 questions, which I found to be very basic. And as you would suspect I got them all correct; but then I have studied...
You too can be unlucky, or frightened
Recently I heard a story that I had to verify. It was about Ronald Wayne, who was one of the early investors in Apple computer. Ron was an electronics industry worker and knew both Steve Jobs and Steve Wozniak. Unfortunately, he did not have faith in the new start up...
How to be Happy
I recently attended a conference and met Tom Malesic and he was giving away Be More Awesome rocks. We chatted for a while and he has a great FREE motivational organization. As you know, every day we are inundated with negativity. The news media focuses on disaster and...
Teaching Healthy Money Skills
Here is some information about how to teach healthy money skills to children. It comes from a Los Angeles Times article by Kurt Smith and was in the Sunday edition on October 23, 2016: Model good financial behavior. Don’t make fun of people who use coupons to save...
Inattention can be fatal
The other day I was riding my motorbike, (which I know sounds like something small, and that’s the point; I want to soften the image someone puts in their head. It’s actually a huge Honda Goldwing with a bike rack on the back. I am not a ‘biker’ but I do ride a...
Edwin, lucky retirement picture
Can luck play a part in retirement? In speaking to one of my neighbors, a retired dentist I’ll call Edwin, I asked how he planned for retirement. The answer appeared haphazard. Edwin is 92 and has been retired for about 20 years. Back in 1960, when he was about age...